Flooding is the most frequent and costly natural disaster in Woodstock. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Flood is based on a number of factors.
Flood insurance provides protection for destruction and financial devastation caused by floods. Even a few inches of water can cause serious damage, resulting in thousands of dollars in repair and restoration costs. Homeowners insurance in Woodstock does not cover floods. Purchasing a flood insurance policy can help protect your home.
Although it may not seem as necessary as homeowners insurance, flood insurance is important if you want to keep your home in Woodstock safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.
Different types of policies are available based on your property’s location and flood history:
Standard Flood Insurance Policies
If you live in a community that participates in the National Flood Insurance Program (NFIP), your building and its contents can be covered by a standard flood insurance policy. The NFIP was established by the Federal Government to help communities who “voluntarily participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage.” To be considered a flood, the waters must cover at least two acres or affect at least two properties. You must apply for building coverage and contents coverage separately if you choose to invest in a standard flood insurance policy.
Preferred Risk Flood Insurance Policies
If your home or business is in a low or moderate risk zone, your building may qualify for a low-cost preferred risk policy. While you aren’t required to purchase flood insurance in low-to-moderate risk areas, a preferred risk policy will protect your property and its contents if you are affected by a small flood or a larger flood that has extended into your low-risk area. In truth, many flood insurance claims occur in low-to-moderate risk areas.
Don’t wait until it’s too late. Contact Founders Insurance Group and we’ll get you on the path to flood protection with an affordable and comprehensive flood insurance policy.
Founders Insurance Group is committed to providing affordable flood insurance coverage in Woodstock, Atlanta, Acworth, Kennesaw, Roswell, Alpharetta, Milton, and the surrounding areas.Contact us for a free quote today!
Please contact Founders Insurance Group
if you would like to discuss your insurance needs.
Founders Insurance Risk Management Center is a secure, comprehensive risk management and safety platform designed to help clients reduce their total cost of risk, improve loss control and prevention, and meet or exceed OSHA compliance requirements.
Powered by Succeed Management Solutions, LLC, this web-based tool is appropriate for any organization that wants to proactively manage their risk exposures and develop effective workplace safety programs to reduce claims, losses, and associated costs.
Our Risk Management Center is accessible anywhere and anytime, and provides a cost-effective risk management / safety center for your entire organization across all departments and locations.
Founders Insurance Risk Management Center enables you to:
- Meet OSHA hazard communication requirements
- Access a best-practices safety library (bi-lingual; includes videos)
- Train employees efficiently and effectively
- Build a behavior-based safety program
- Manage certificates of insurance to limit liability
- Create job descriptions and modified duty programs
- HR Resources (HR Library)
- And much more…
Learn more about the Risk Management Center, a unique web-based software suite of safety and risk management tools designed to empower your organization's risk prevention efforts. The Risk Management Center is right for any organization that wants to:
- Proactively manage risk exposures
- Develop effective workplace safety programs
- Reduce claims, losses, and associated costs
The risk management platform has recently been upgraded to enhance and streamline your risk management and occupational health and safety strategy. Attend this webinar to learn "what's new" and how to utilize the new features to enable maximum productivity.
Risk Management Center
- Searchable library of risk management policies and training materials
- Online Training Programs
- Software programs
- Why it's critical to track Certificates of Insurance
- Why it's crucial to track Incidents
- Why tracking your training is important
- Why SDS management is essential
- Why building Job Hazard Analyses is vital to a Behavior Based Safety Effort
- Why it's imperative to create job descriptions
- Platform Video
- COI Track Video
- Incident Track Video
- BBS Track Video
- Training Track Video
- SDS Track Video
- Job Description Track Video
- OSHA 300 log Video
We welcome your feedback.
Do you have any suggestions on how to make the risk management platform more useful? Let us know!
Need training in one of the applications? Participate in one of our free daily webinars. Register by clicking on the Help & Training Center button to the right of the platform, under the horizontal navigation bar.
Tired of data entry? Let us help!
We can record all your training files, incident reports, import lists of employees, and more all in one place and at very reasonable rates!
- Custom Online Training
- Safety Data Sheet Service
- COI (Certificate of Insurance) Loading Service
- Behavior-Based Safety Program Development
- Return to Work Program & Job Description Development
- Risk Assessment Service